It is not permissible to delay it [paying the zakat] until after it has become obligatory, if one is capable of paying it. If one does 513
لاَ يَجُوْزُ تَأْخِيْرُ الزَّكَاةِ عَنْ وَقْتِ وُجُوْبِهَا، إِذَا أَمْكَنَ إِخْرَاجُهَا، فَإِنْ
Book of Zakat
How to Pay Zakat
إِخْرَاجِ الزَّكَاةِ
The Book of Purification
The Book of Prayer
Importance of Prayer & Ruling of its Abandonment
Facing the Qiblah & Intention in the Prayer
Etiquettes of Walking to Prayer and its Description
Description of Prayer Continued
Description of Prayer Continued
Description of Prayer Continued
Pillars and Mandatory Acts of Prayer
Two Prostrations of Forgetfulness
Supererogatory (Voluntary) Prayers
Supererogatory (Voluntary) Prayers Continued
Times of Prohibition of (Supererogatory) Prayer
Congregational Prayers & Latecomers
Jumu'ah (Congregational Friday) Prayer
The Book of Funerals
The Book of Fasting
The Book of Hajj and 'Umrah
Book of Zakat
The Book of Selling and Commercial Transactions
Introduction & Commercial and Selling
Selling of Primary & Secondary Commodities
Cancellation Options in Transactions
Cancellation Options Continued
Debt Transference & Guarantor-ship
Mortgaging & Security Deposits
Partnership & Companies Continued
Reviving Barren Lands & Per-Job Wage
Lost and Found Property & Foundlings
Prize Money & Deposits for Safekeeping
The Book of Bequests
The Book of Inheritance
The Book of Marriage
The Book of Divorce
The Book of Sadaq
The Book of Dhihar
The Book of Lian
The Book of Foods
Book of Fatal and Non-Fatal Assault
The Book of Indemnities
The Book of Hudood
The Book of Jihad
The Book of the Judiciary
The Book of Testimonies
Appendix
Glossary
How to Pay Zakat
513. (A/SM): If one is unable to pay it, or has a legitimate need for that money, he may defer paying it. Also, if the zakatable property is loaned, missing, stolen, or unrightfully seized, zakat does not have to be paid on it (even if the person has other assets) until it is collected, at which point zakat must be paid for all past years, according to the madh-hab. (See the section on the zakat of debts for a discussion of other positions.)
There are different types of retirement plans. When people contribute willingly to those plans, they will need to pay zakat for the money they contributed, whether or not they can withdraw from it. IIFA 143 (1/16) For retirement plans that charge penalties for early withdrawal: To calculate the zakat annually, find the amount that can be withdrawn, subtract all the penalties, and then estimate the zakat on this amount as is done for zakat of stocks. (See the Chapter on the Zakat of Merchandise.) If the zakat cannot be paid, it will be considered a debt until it can be withdrawn without penalties, at which time it must be paid for all previous years.
For retirement plans that do not allow any withdrawal: When the money can be withdrawn, zakat must be paid for all past years on the money that was willingly contributed. Are zakat organizations allowed to invest some of the zakat funds for the benefit of deserving recipients?
[delay it], and the property is ruined, the [responsibility of paying] zakat will not be revoked; however, if it is ruined before [the time of obligation], it will be revoked.
فَعَلَ فَتَلِفَ الْمَالُ، لَمْ تَسْقُطْ عَنْهُ الزَّكاَةُ، وَإِنْ تَلِفَ قَبْلَهُ، سَقَطَتْ.
It is permissible to pay [the zakat] early if the niṣâb is reached, but it is not permissible before that. 514
وَيَجُوْزُ تَعْجِيْلُهَا إِذَا كَمُلَ النِّصَابُ، وَلاَ يَجُوْزُ قَبْلَ ذٰلِكَ.
If one pays it earlier than the due date to someone who is not eligible for it, it will not count, even if [that person] becomes a worthy recipient [of zakat] on the due date. If one pays it [early] to someone who deserves it, and then [that person] dies, no longer needs it, or becomes an apostate, it
وَإِنْ عَجَّلَهَا إِلَى غَيْرِ مُسْتَحِقِّهَا، لَمْ تُجْزِئْهُ، وَإِنْ صَارَ عِنْدَ الْوُجُوْبِ مِنْ أَهْلِهَا. وَإِنْ دَفَعَهَا إِلَى مُسْتَحِقِّهَا، فَمَاتَ أَوِ اسْتَغْنَى أَوِ ارْتَدَّ،
This is a very controversial issue. The International Islamic Fiqh Academy (IIFA) allowed it after securing the immediate needs of the deserving recipients. The Islamic Fiqh Council of the Muslim World League prevented its investment and maintained the principle of transferring ownership to the deserving recipients as soon as logistically possible. The Second Symposium on Contemporary Issues of Zakat held in Kuwait, 11-1413, allowed it if done by a legitimate administration designated by the authorities, as long as stringent criteria are applied to ensure the wholesomeness and safety of the investments, and only after securing the immediate needs of the deserving recipients ̶ but whenever further needs arise, assets must be liquidated to fulfill them.
514. They may give it up to two years in advance. (A/SM) One who would like to give their zakat in the form of monthly installments to the poor may give them from advanced zakat. Charity that was given during the previous 1-2 years may be considered zakat (and the amount can be subtracted from the zakat due) if it was given with the intention of advanced zakat.
will count for him. However, if his property is ruined [after he paid the zakat], he cannot ask for it back from the person who received it.
أَجْزَأَتْ، وَإِنْ تَلِفَ الْمَالُ، لَمْ يَرْجِعْ عَلَى الآخِذِ.
It is not allowed to transport charity [zakat in this context] to a faraway place, where it becomes permissible to shorten the prayer, unless one does not find anyone [who deserves it] in his own area to take it. 515
وَلاَ تُنْقَلُ الصَّدَقَةُ إِلَى بَلَدٍ تُقْصَرُ إِلَيْهِ الصَّلاَةُ إِلاَّ أَنْ لاَ يَجِدَ مَنْ يَأْخُذُهَا فِيْ بَلَدِهَا.
515. Because the Prophet (SA) said to Mu‘âdh ibn Jabal (RA) when he sent him to Yemen:
“Inform them that Allah has enjoined upon them zakat on their wealth, to be taken from their rich and given to their poor.” (Ag)
أعلِمهم أن الله افتَرَض عليهِم صَدَقة في أموالِهِم تُؤخَذُ مِن أغْنِيائهِم فَتُرَدُّ على فُقَرائِهِم.
Those who disagree with this position may say that ‘their’ in the hadith refers to Muslims.
(A) + (+M, +S): Sending zakat to a distant area is not permissible. It is also invalid according to (S) and according to 1 of the 2 reports in the madh-hab.
(-H): It is disliked unless it is transferred to relatives or people with greater need (or greater benefit for the Ummah, like students of knowledge), in which case it is permissible. (-t) agreed with transferring it to relatives and people with greater needs.
All agreed that if the needs of one’s locale are all met, it may be transferred, because Muslims are one Ummah, but all agreed on the priority of the local community. This is unlike imperial regimes that were always keen to collect money from the peripheries and transfer it to the center.
(A) + (+H, +S): The zakat is due in the region where the zakatable property is, regardless of the owner’s place of residence. This is other than zakat al-fiṭr, which is binding in one’s place of residence.
How to Pay Zakat
( Page : no 64)